Payment Options

As with everything, when we buy furniture, we want them to be quality, good looking and long lasting.

Purchase of furniture may be quite a strain to our budgets so it could be sometimes difficult to pay out the full amount at once.

This is why, in addition to the standard payment of the total amount of the order at checkout, we have prepared for our customers the following two finance options:

Pay in 3 monthly Payments and

Pay in 30 days

Pay in 3 payments:

Instead of paying the full order amount at the checkout you pay only 1/3 of it on the day. In the process, at checkout, you enter a loan agreement based on which, you commit to pay the remaining 2/3 of the total amount in 2 additional monthly payments, of which 1st will be debited from your bank account about 30 days after the original transaction and the 2nd will be debited from your bank account about 60 days after the original transaction. 

There is a maximum order limit of up to £2,000.

There is however, additional, external fee for the finance option of 4.99% of the order amount + £0.3 per transaction. 

Let’s now see how this would work in the following example:

Total Order amount = £1000

Fee applicable is £49.9 + £0.3 = Total of £50.2

Total amount payable in 3 payment = £1000 + £50.2 = £1050.2

Amount to be paid in each of 3 payments = £1050.2 / 3 = 350.07

You will pay:

  1. £350.07 immediately on the day of the transaction and
  2. £350.07 about 30 days after the original transaction and
  3. £350.07 about 60 days after the original transaction.

Pay in 30 days:

Instead of paying the full order amount at the checkout you don’t pay anything at all on the day. In the process, at checkout, you enter a loan agreement based on which, you commit to pay the whole order amount in 1 single monthly payment, which will be debited from your bank account about 30 days after the original transaction date. 

There is a maximum order limit of up to £2,000.

There is however, additional, external fee for the finance option of 4.99% of the order amount + £0.3 per transaction.

Let’s now see how this would work in the following example:

Total Order amount = £1000

Fee applicable is £49.9 + £0.3 = Total of £50.2

Total amount payable = £1000 + £50.2 = £1050.2

You will pay:

  1. £0 immediately on the day of the transaction,
  2.  £1050.2 about 30 days after the original transaction date.